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Tap into Japan’s $144 Billion Online Shopping Community

Effortlessly and cost-effectively grow your business in the world's fourth-largest economy with BillPay.

Local bank transfer payments Your gateway to Japan BillPay makes it easy to securely accept payments from customers in Japan via local bank transfers. Seamlessly integrate with BillPay’s APIs or manually create shareable payment requests with just a few clicks.

Lowest fee BillPay offers extremely competitive fees compared to other collection methods, delivering unparalleled cost-efficiency that boosts your profitability

Fast settlements The vast majority of local bank transfers are settled within minutes with BillPay, enabling you to streamline operations and shorten delivery cycles

Local norm Bank transfers, known as furikomi, are the second-most popular payment method in Japan

24/7 Don’t miss out on sales. With BillPay, accept bank transfer payments 24/7, whether it’s after hours, on weekends, or during holidays

Unlock Japan's Potential with BillPay Navigating Japan's market nuances—language, culture, bureaucracy—can be daunting. At BillPay, we break down these barriers, providing a seamless payment infrastructure that empowers your business to accept payments effortlessly, streamline financial processes, and drive growth.

How it works Start accepting payments in minutes

Create your payment request Generate a secure Payment Request directly within BillPay. Request can be created as a web link, QR code or payment account details.

Share your request Share your Payment Request through your preferred medium - email, SMS, or embed it into your invoices alongside your branding.

Receive payment Track your payments effortlessly within BillPay and receive email notifications upon successful payments.

Simplifying Operations Effortless Payment Management

Automated amount check BillPay verifies payment amounts for accuracy and prompts you for further action if discrepancies are found.

Automated sorting No need to sift through countless bank transfers. BillPay’s system automatically sorts customer payments.

Simplified refunds Need to issue a refund? Provide us with the customer's bank details, and BillPay will handle the rest.

Configurability Customise your Payment Request to suit your business

Automate payment request emails

Simplify your operations with BillPay’s automated payment request emails. Customize your message or use our ready-made template, and choose your preferred language - Japanese or English. Let BillPay handle the details, effortlessly.

Cater to local business customs

Easily configure your payment requests to accommodate 月末締め-翌月末支払い (getsumatsu jime-yokugetsu matsu shiharai), a common Japanese payment term that includes a 1-month grace period before payment is due. Our highly modular payment requests can be customized to meet a wide spectrum of business needs.

Automate late payment reminders

Set up automatic email reminders for late payments. Fine-tune the number and frequency of reminders for optimal results. Enjoy peace of mind and focus on what matters most—growing your business.

Automate Recurring (subscription) payment

Put your recurring billing on auto-pilot with BillPay. Set up weekly, monthly, or annual billing schedules effortlessly. Access all the tools you need to manage and configure complex subscription logic with ease.

Integration method Integrate with BillPay your way

Standard account setup No Website? No Code? No Problem! Our intuitive merchant dashboard has you covered. Packed with nifty features, it’s designed to be intuitive and easy-to-use, so that our partner merchants can hit the ground running in no time and zero fuss.

Full API integration Tech-savvy with an in-house IT team? Fantastic! Our robust APIs are at your disposal. Take complete control over your checkout experience by seamlessly integrating with our API in the backend.

We’re launching soon! Be the first to try BillPay by joining our waitlist From eCommerce store to subscription businesses, property developers to global suppliers, BillPay empowers businesses of every kind and size to thrive in the dynamic Japan market.

Always innovating We are not resting on our laurels We're continuously enhancing our service in 2025, expanding our collection capabilities to include

Credit card As the most used payment method for online transactions, integrating credit card payments is crucial for boosting conversion rates and reaching new market segments.

Digital wallet Driven by government initiatives for a cashless society, smartphone payments are rapidly gaining popularity. This convenient method resonates well with younger demographics.

Konbini payments Unique to Japan, konbini payments are made at convenience stores. With over 50,000 stores nationwide, most open 24/7, this is one of the most accessible payment channels in the country.